Use picasa 2.
It's really a great program, I use it on all my photos (click my sig to see)
<div align=\"center\"><a href=\"http://www.snapshot91.blogspot.com\" target=\"_blank\"><img src=\"http://img392.imageshack.us/img392/4950/christmassig7ph.png\" border=\"0\" alt=\"IPB Image\" /></a></div>
ABOUT THIS SIG: Made ENTIRELY in photoshop. Not a single real image used. Layout of this banner is based on a wallpaper set I recently released on A-S